What is a lease buyout? Is buying out a lease a good idea? Here are all things you need to know before opting for a lease buyout.

A designed contribution program is a retirement plan by the employee. We will discuss why switching from a traditional pension system to a DC plan.

The various forms of algorithmic contracts include high-frequency trading, dynamic pricing, and Ethereum's smart contracts.

Currency is the product of demand, where technology and supply are secondary elements in the currency economy.

Cryptocurrencies are a new type of currency, but Bitcoin is just a new trading mechanism that exchanges electronically without a trusted party.

Price is important for companies to compete in the market. The effective price discrimination of a company in terms of payment methods depends on the market structure.

There are some important concepts in the discussion on US bond yield and its impact on the financial market.

Artificial intelligence can guide consumers to shop and make transactions, which can also reduce transaction costs, thus building up an automated market.

Large banks headed by BBVA, Citi, Capital One, Barclays, etc. directly open lower-level APIs by building their own platforms.

This article introduces the origin and some definitions of Open Banking.

Since consumers are worried about their personal data being in use without permission, the companies who collected the data are regarded as information trustees for the consumers.

A virtual bank is the bank that provides retail banking services through Internet or other digital channels. The establishment of virtual bank greatly benefit individuals and small enterprises.

First introduce the selling characteristics of ICO, and then mainly introduce the four differences between ICO and the traditional capital market: the distribution of entrepreneur claims is different, the value source is different, the degree of infrastructure construction is different, and the roles of financial service intermediaries and lawyers are different.

CBDC payment system should be able to complete various operations efficiently at low cost, and its capacity and infrastructure should be able to develop continuously

CBDC can reduce transaction costs, bringing greater convenience and meeting the new business in digital economy. As the currency issued by the Bank of England, CBDC can ensure monetary and financial stability. At the same time, as a supplement to cash, CBDC eliminate some adverse consequences, and promoting cross-border transactions

In order to maintain monetary and financial stability, the exploration and development of CBDC is very important. After several years of research, the Bank of England believes that CBDC has great opportunities and challenges, which need to be considered together with the government

When you see a dangerous signal, you should stay away from it and never argue with the market. You should concern how to succeed by researching hard and thinking clearly.

Remember, in the bull market, the bad news will be ignored, the good news will be exaggerated, and vice versa, just like our human nature. Try not to be arrogant, arrogance is the biggest enemy of speculators.

The inspection period of the fund managers should not be too short. Especially this year, it is not only the time to test fund managers, but also the time to test us.

Before we do the investment for funds, we need to make sure what is our biggest acceptable loss, and how long are we going to invest by this amount of money? We also need be clear with the fund's position and the stock's position.